We start by looking at your credit report from each of the three major consumer credit bureaus - Equifax, TransUnion, and Experian.
Credit repair starts by analyzing your credit reports with each bureau. In this step we look for derogatory marks such as late payments, inquiries, charge-offs, collections, tax liens, and bankruptcies.
Then our team creates a plan that works the best for you.
Everyone's credit report looks different, so everyone's plan is different. Your plan may include sending debt validation letters, dispute letters, and letters to stop debt collectors from harassing you. We may also encourage you to add recommended accounts to add positive information to your credit reports while we work on removing as much as we can of the negative items.
We are the best in the business because we actively dispute ALL errors and ALL of your negative line items with ALL 3 BUREAUS (Experian, Equifax, and TransUnion) from Day 1 and escalate as needed. Other companies negotiate with 1 bureau at a time; prolonging the process and costing you more time and money in the long run!